How Our SACCO App Works
A simple guide to help you understand and use our SACCO App services effectively
Registration & Membership
Sign up to become a member by providing your details (National ID, Passport photo, and Signature). Once approved, you will get access to all SACCO services.
- Provide the required details on the registration page to be onboarded on the SACCO finance system
- Wait within an hour for registration process to be completed by SACCO representative
- Pay the required registration fee
- Enrol on a scheme and start saving weekly, daily or monthly
App Download & Setup
Click downloads tab to select and download our App
- Install the App after downloading it
- Click sign in
- Insert the phone number your provided during registration
- Select security question (answer must be 8+ characters)
- Set a 4 digit PIN
- Submit details and enter the OTP sent to you
Savings
Deposit money into your SACCO account regularly. Choose between:
Loans
Apply for loans based on your savings. The more you save, the higher your loan limit.
Emergency Loan
25% of your savings, repay within a month
Advance Loan
50% of your savings, repay within a month
Long-term Loan
Up to 3x your savings, repay in 6-12 months
Dividends & Benefits
At the end of each financial year, members receive:
- Interest on savings (currently 6% p.a.)
- Dividends from SACCO profits
- Bonus for consistent savers
Important Note
To qualify for dividends, you must maintain active membership and meet the minimum savings requirement.
Frequently Asked Questions
How do I access my account?
Log in through our mobile app after verifying your details using your PIN and the security question.
What if I miss a loan payment?
Late payments attract a 2% penalty fee. Contact us immediately to re-arrange your payment plan.
Can I withdraw my savings?
Yes, but until you fill in our withdrawal form and clear any outstanding loan since savings are locked until membership termination.
Already a member? Contact us for any Inquiries